accounts Checking Accounts

Regular Checking

Our regular checking is one of our most popular products which allows you pay your bills and make purchases wherever MasterCard is accepted by using our MasterMoney Debit Card.

  • No direct deposit requirement
  • No minimum balance
  • 8 free ATM transactions per month at our ATMs or at SUM or Co-Op network ATMs.
  • Free Internet banking
  • Debit MasterCard available for purchases wherever MasterCard is accepted
  • First order of 50 checks free
  • $100 initial qualifying deposit just to start the account (no minimum balance after that).
  • Free bill payment services if the daily available balance is over $500 for the statement cycle.

Flaggship Plus and Flaggship Plus 50 Checking

This checking product is our all inclusive package, which gives you free bill payment service online, free checks, 15 ATM uses, everyday rebate rewards and more!

  • No direct deposit requirement
  • No minimum balance
  • Free mobile banking
  • $6 monthly fee, $4 if you’re over 50 years old
  • Earn up to $10 per quarter by saving your receipts when you buy groceries, eat out, purchase clothing or pet supplies. Then at the end of the quarter, mail those receipts along with your Everyday Rebate Rewards request form and receive 10 percent back.
  • 15 free ATM transactions per month or at SUM or Co-Op network ATMs
  • Debit MasterCard available for purchases wherever MasterCard is accepted
  • Free checks available
  • Discounts on loans and a bonus rate on CDs.
  • $100 initial qualifying deposit just to start the account (no minimum balance after that).

Student Checking

With our student checking, students between the age of 18-25 years old can enjoy the benefits of our student checking, which includes:

  • No monthly fee
  • No minimum balance
  • No direct deposit requirement
  • 15 free ATM transactions per month or at SUM or Co-Op network ATMs.
  • Debit MasterCard available for purchases wherever MasterCard is accepted
  • First order of 50 checks free
  • $50 initial qualifying deposit just to start the account (no minimum balance after that).